Business Loans

Plenty of fast and easy business loans you can count on, so that you can obtain the perfect funding solution for your unique needs. 

Government Funding

Small Business Loans

Short-Term Business Loans

Business Term Loans

Business Lines of Credit

Working Capital Loans

Inventory
Loans

Expansion
Loans

Equipment
Loans

Start-Up Financing

Industry-Specific Loans

Secured & Unsecured Loans

Merchant Cash Advances

Small Business Capital

Government Funding

Government Funds consist of SBA term loans, EIDL’s and PPP’s. These funds can range from forgivable to 5% and up to 30-year notes. 

Small Business Loans

  • Funding from $10,000 to $1,000,000
  • Terms from 3 to 36 months
  • Funding in as little as 48 hours

Our small business loans can cover every aspect of your enterprise. Meet your business goals with flexible funding options you can’t find anywhere else. We move quickly and work directly with you to find solutions that keep your business moving. 

Short-Term Business Loans

Short-term business loans are easier to qualify and apply for. And, they’re faster to fund. So, when you need cash for an emergency expense or an opportunity presents itself that you can’t pass up, short term business financing may be the solution you need. 

Business Term Loans

  • 2 - 5 years
  • Amounts of $25k - $2m
  • Approval & funding within 5 days
  • Credit score of 630

Online term loans are lump sum loans designed to accommodate a wide variety of businesses and their funding needs. The repayment period and rates of an online term loan will depend on the lender. However, short-term loans can have a repayment period of a few months up to a year, and long-term loans from a year to 5 years. 

Business Lines of Credit

  • 6 months to 5 years
  • Line amounts of $10k - $2m
  • Approval & funding within 1 day
  • Minimum FICO of 600

Business lines of credit are one of the most flexible forms of financing – giving you the ability to draw from a set pool of funds when you need capital. Unlike a traditional term loan, you’ll only need to repay the capital you withdraw, plus interest. 

Working Capital Loans

A working capital loan is used to finance a company’s daily operations. It’s classified as an “all-purpose borrowing” loan, meaning it can be utilized in a multitude of ways. Some of the most common ways it’s used are:

  • Cash Flow Loans
  • Debt Consolidation
  • Marketing Expansion

Inventory Loans

If you manage products and maintain a large inventory, having cash at hand is crucial. If you’re needing funding to help produce and distribute your valuable goods, an inventory loan may be just what you need.

Expansion Loans

Business expansion and financial growth go hand-in-hand. For a small business, expansion can mean anything from more office space and new equipment, to hiring additional employees. These seemingly small expansions could lead to massive growth. However, timing these strategic actions can be tough. An expansion loan can give you the capital you need to make a growth-oriented decision precisely when the time is right. 

Equipment Loans

An equipment loan can be used to purchase new or used equipment. And, upgrading or purchasing new equipment can be a crucial step in growing your business. 

Start-Up Financing

Alternative lending is the ideal way to finance start-up expansion. Traditional lending often requires collateral and business history start-ups just don’t have. SnapCap typically requires just a year in business to qualify for many funding options. Getting past the start-up phase often requires some kind of additional capital. SnapCap is where you can find it. 

Industry-Specific Loans

There’s no one-size-fits-all business loan. Every industry has unique funding needs and cash-flow challenges. From large office-based companies to smaller mobile start-ups, we’ve got years of experience working with a wide range of businesses with varying financial needs. We’re here to help you find the best funding solution for your unique business. 

  • Retail Store Loans
  • Trade Service Loans
  • Restaurant Loans
  • Beauty Salon & Spa Loans
  • Construction Loans
  • Technology Company Loans
  • Medical Practice Loans
  • Trucking Loans
  • Manufacturing Loans
  • Franchise Business Loans
  • Auto Repair Shop Loans
  • & More

Secured & Unsecured Loans

Secured loans often come from banks or traditional lending sources. They are the most common type of financial borrowing available. On the other hand, unsecured loans don’t involve collateral, have different application requirements, and sometimes don’t even involve a bank. The main difference between an unsecured and a secured loan is the collateral required. Of course, that difference affects other things about the loan as well, including terms and interest rates. 

Merchant Cash Advances

Merchant cash advances are unsecured funds based off a business’ monthly revenue. They can be deposited into your account within 24 hours.

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